Zero-Commission MFS & Crypto Payment Gateway

Accept Bangladeshi Payments with Instant Auto-Verification.

Transform your personal, agent, or merchant bKash, Nagad, Rocket, and Upay accounts into an automated checkout engine. Sub-second SMS synchronization, dynamic Bangla QR, and real-time merchant webhooks.

0% Gateway Fees
Sub-Second Auto-Verify
Direct To Your Wallet
Future IT Lab
Future IT Lab
Trx ID: A4OLRW425128...
Expires in 14:55
152 BDT
Subtotal 152.00 BDT
Total 152.00 BDT
CUSTOMER DETAILS
Name Your Name
Email yourmail@mail.com
Phone 01xx*****xx

Payment Options

QR SCAN Bangla QR Bangla QR
PERSONAL Bkash Bkash
PAYMENT Bkash Bkash
PERSONAL Cellfin Cellfin
PAYMENT Cellfin Cellfin
PERSONAL Tap Tap
PERSONAL Ok Wallet Ok Wallet
PERSONAL Upay Upay
CRYPTO Binance Pay Binance Pay
Universal Multi-Channel Compatibility
bKash Personal · Agent · Merchant
Nagad Personal · Agent · Merchant
Rocket DBBL Banking MFS
Upay UCB Fintech
Cellfin IBBL Banking
Bangla QR Interoperable National QR
Binance Pay USDT & Web3 Crypto
How It Works

Automated Verification in 3 Simple Steps

No complex bank contracts, no painful merchant documentation. Accept money straight into your existing mobile accounts.

Step 01

Customer Places Order

Your website initiates a checkout session. The customer is shown an intuitive checkout modal with dynamic Bangla QR and your account number.

Step 02

0.8s SMS Synchronization

The customer sends money via their banking app. FuturePay's high-speed Android daemon captures the incoming confirmation SMS in sub-second time.

Step 03

Instant Webhook & Redirect

The transaction is verified automatically, your webhook endpoint is triggered, order is confirmed, and the customer is redirected seamlessly.

Enterprise Capabilities

Engineered for High-Volume Reliability

Everything you need to automate e-commerce, digital products, subscriptions, and SaaS payments without third-party commission.

Smart Auto-Verification

Intelligent algorithmic matching maps incoming SMS amounts, sender prefixes, and Transaction IDs with 99.98% accuracy.

0% Transaction Fees

Traditional gateways take 1.5% to 3.5% of your gross revenue. With FuturePay, 100% of your earnings go straight into your own wallet.

Instant Telegram Alerts

Receive instant, tamper-proof push alerts right inside your Telegram chat the exact second money lands in your phone.

Android Device Watcher

Monitor phone battery levels, power state, and connection heartbeats remotely 24/7 to ensure your gateway never goes offline.

Resilient Webhook Logs

Inspect every dispatched payload, HTTP response status codes, and server latency with built-in one-click manual retry buttons.

Stripe-Like Payment Links

Generate beautiful, shareable checkout links with custom amounts to invoice clients on WhatsApp, Facebook, or Email in seconds.

Built for Engineers

Integrate in Minutes with Clean, Modern APIs

Whether you build with PHP, Node.js, Python, or WordPress WooCommerce, our straightforward JSON API gets you from sandbox to production in under 10 minutes.

Official WooCommerce WordPress Plugin ready to install
Zero-dependency PHP SDK with automatic webhook decoder
Interactive In-Browser API Tester on docs page
curl -X POST "https://payment.futureitlab.com/api/payment/create" \
  -H "Content-Type: application/json" \
  -H "API-KEY: FP_LIVE_SECRET_KEY_8492" \
  -d '{
    "amount": 500,
    "currency": "BDT",
    "cus_name": "Tanvir Hasan",
    "cus_email": "tanvir@example.com",
    "success_url": "https://yoursite.com/order/success",
    "cancel_url": "https://yoursite.com/order/cancel",
    "webhook_url": "https://yoursite.com/api/ipn"
  }'
<?php
require_once 'FuturePay.php';

$client = new FuturePayClient('FP_LIVE_SECRET_KEY_8492');

$session = $client->createPayment([
    'amount' => 500,
    'currency' => 'BDT',
    'cus_name' => 'Tanvir Hasan',
    'cus_email' => 'tanvir@example.com',
    'success_url' => 'https://yoursite.com/order/success',
    'cancel_url' => 'https://yoursite.com/order/cancel'
]);

header('Location: ' . $session['payment_url']);
exit;
const axios = require('axios');

const { data } = await axios.post('https://payment.futureitlab.com/api/payment/create', {
  amount: 500,
  currency: 'BDT',
  cus_name: 'Tanvir Hasan',
  success_url: 'https://yoursite.com/order/success',
  cancel_url: 'https://yoursite.com/order/cancel'
}, {
  headers: { 'API-KEY': 'FP_LIVE_SECRET_KEY_8492' }
});

console.log('Redirect customer to:', data.payment_url);
৳50M+
Processed Volume
< 0.8s
Average Match Speed
0.0%
Per-Trx Commission
99.99%
System Uptime
Got Questions?

Frequently Asked Questions

Clear answers to help you get started with FuturePay payment automation today.

You can use Personal, Agent, or Merchant accounts! FuturePay is designed to work with standard personal bKash, Nagad, Rocket, and Upay numbers as well as official merchant wallets.

Never. Money goes directly from your customer into your own mobile wallet or bank account. FuturePay only verifies transaction confirmation SMS messages and triggers instant automated callbacks.

Yes! We provide a built-in Bangla QR & SMS Simulator and an interactive in-browser API console in our Developer Docs so you can test complete end-to-end checkout flows instantly without sending real funds.

Yes! You can download our official WooCommerce Plugin (.zip) directly from our Developer Docs, upload it to your WordPress admin, and accept payments immediately.
Start Processing Today

Ready to Automate Your MFS Payments?

Join forward-thinking Bangladeshi businesses using FuturePay to streamline their checkouts, eliminate manual verification, and delight customers.